Onespot icon Onespot Payments Fee Calculator
Disclaimer This calculator is designed for illustrative purposes only. All figures shown are estimates, not legal, tax, accounting, or financial advice. Actual fees and permissible pricing practices depend on your contracts, setup, and applicable law.

Your School

These inputs feed both sides of the comparison.

How many times each family is billed annually.

Typical amount charged per billing cycle.

$
Annual Tuition Volume $1,000,000

Share of transactions by payment type.

ACH 60% Card 40%

Share of annual volume by charge type.

One-Time 20% Recurring 80%

Are you a Onespot customer already?

Service Fee Optimizer

Find the right fee so your school pays $0 out of pocket.

Service fee % 4.0%

Charged to families by your school on all payments.

ACH discount % 2.5%

Given to families as an incentive for bank payments.

What families pay (on a $1,000 tuition payment)

By card (tuition + service fee) $0.00
By ACH (tuition + fee − discount) $0.00

Estimated annual impact on your school

Service fees collected $0.00
ACH discounts given $0.00
Total volume after fee/discount $0.00
Stripe processing fees $0.00
Onespot Payments fees (0.3%) $0.00
Total volume after transaction fees $0.00
Stripe product fees for Billing (0.7%) $0.00
Stripe product fees for Invoicing (0.4%) $0.00
Total volume after Stripe product fees $0.00
Fully offset

Fee Comparison

Edit the left column to match your current provider.

Your Current Provider

%
$
%
$
$
$
$

Per-Transaction

Card ($1,000) $0.00
ACH ($1,000) $0.00

Annual Totals

Card transactions $0.00
ACH transactions $0.00
Platform & other fees $0.00
Total annual cost $0.00
Effective rate 0.0%

Onespot icon Onespot Payments

Credit card 2.9% + $0.30 Stripe + 0.3% Onespot
ACH 0.8% capped at $5 Stripe + 0.3% Onespot
One-time invoices 0.4% Stripe Invoicing
Recurring charges 0.7% Stripe Billing
Platform fee $0.00

Onespot Payments is included with your Onespot subscription.

Per-Transaction

Card ($1,000) $0.00
ACH ($1,000) $0.00

Annual Totals

Card transactions $0.00
ACH transactions $0.00
Stripe product fees $0.00
Onespot subscription $0.00
Total annual cost $0.00
Effective rate 0.0%
Your school saves $0/year with Onespot Note that this includes the $0/year your school collects from families in net fees after ACH discounts
0.0% lower effective rate
Note: These are all illustrative estimates only. This calculator is not legal, tax, accounting, or financial advice. Actual fees depend on your processor agreements, payment mix, product configuration, and applicable laws. Review any pricing or service-fee decision with your finance and legal teams before implementation.